.rv {
  opacity: 1 !important;
  transform: none !important;
}

.terms-hero {
  padding: 110px 0 64px;
  background: linear-gradient(160deg, #e8f0fe 0%, #f4f6fb 50%, #fff7ed 100%);
  position: relative; overflow: hidden;
}
.terms-hero::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 50% 70% at 90% 50%, rgba(249,115,22,.07), transparent),
    radial-gradient(ellipse 60% 80% at 5%  50%, rgba(59,130,246,.07), transparent);
}
.terms-hero-inner {
  position: relative; z-index: 2;
  display: grid; grid-template-columns: 1fr auto;
  align-items: center; gap: 48px;
}
.terms-breadcrumb {
  display: flex; align-items: center; gap: 7px;
  font-size: .74rem; font-weight: 500; color: var(--text-4);
  margin-bottom: 18px;
}
.terms-breadcrumb a { color: var(--text-4); transition: color .2s; }
.terms-breadcrumb a:hover { color: var(--indigo-deep); }
.terms-breadcrumb-sep { color: var(--border-2); }
.terms-breadcrumb span { color: var(--indigo-deep); font-weight: 600; }

.terms-hero-title {
  font-family: var(--font-h);
  font-size: clamp(2.4rem, 4.5vw, 3.8rem);
  font-weight: 300; line-height: 1.1;
  letter-spacing: -.025em; color: var(--text);
  margin-bottom: 14px;
}
.terms-hero-title em {
  font-style: italic;
  background: linear-gradient(135deg, var(--teal-deep), var(--indigo));
  -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
}
.terms-hero-title strong { font-weight: 700; }
.terms-hero-sub {
  font-size: .94rem; color: var(--text-3); line-height: 1.8; max-width: 480px;
}

/* Last updated chip */
.terms-updated-chip {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 8px 16px; border-radius: 100px;
  background: #fff; border: 1.5px solid rgba(59,130,246,.25);
  box-shadow: var(--shadow);
  font-size: .76rem; font-weight: 600; color: var(--teal-deep);
  margin-bottom: 24px;
}
.terms-updated-chip span {
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--teal); display: inline-block;
}

/* Hero illustration box */
.terms-hero-illustration {
  width: 280px; height: 220px;
  background: #fff; border-radius: var(--radius-xl);
  border: 1.5px solid var(--border); box-shadow: var(--shadow-lg);
  display: flex; flex-direction: column;
  align-items: center; justify-content: center; gap: 12px;
  position: relative; overflow: hidden; flex-shrink: 0;
}
.terms-hero-illustration::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: linear-gradient(90deg, var(--teal-deep), var(--teal), var(--indigo));
  background-size: 200%; animation: gradShift 4s ease infinite;
}
.terms-illus-icon { font-size: 3.5rem; }
.terms-illus-label {
  font-family: var(--font-h); font-size: 1rem; font-weight: 600;
  color: var(--text); text-align: center; line-height: 1.3;
}
.terms-illus-sub { font-size: .72rem; color: var(--text-4); text-align: center; }

/* Stats row inside hero */
.terms-hero-chips {
  display: flex; align-items: center; gap: 12px; flex-wrap: wrap;
  margin-top: 24px;
}
.terms-chip {
  display: flex; align-items: center; gap: 7px;
  padding: 7px 14px; border-radius: 100px;
  background: #fff; border: 1px solid var(--border);
  box-shadow: var(--shadow); font-size: .76rem;
  font-weight: 500; color: var(--text-2);
}

/* ── Main layout ── */
.terms-layout {
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: 48px;
  padding: 56px 0 80px;
  align-items: start;
}

/* ── Table of contents (sticky sidebar) ── */
.terms-toc {
  position: sticky; top: 100px;
  background: #fff; border-radius: var(--radius-lg);
  border: 1.5px solid var(--border); padding: 24px;
  box-shadow: var(--shadow);
}
.toc-title {
  font-size: .68rem; font-weight: 700; letter-spacing: .12em;
  text-transform: uppercase; color: var(--text-4);
  padding-bottom: 12px; border-bottom: 1px solid var(--border);
  margin-bottom: 14px;
}
.toc-list { display: flex; flex-direction: column; gap: 2px; }
.toc-item {
  display: flex; align-items: center; gap: 10px;
  padding: 9px 10px; border-radius: 8px; cursor: pointer;
  font-size: .8rem; font-weight: 500; color: var(--text-3);
  transition: all .2s; border: 1.5px solid transparent;
  text-decoration: none;
}
.toc-item:hover { background: var(--indigo-pale); color: var(--indigo-deep); }
.toc-item.active { background: var(--indigo-dim); color: var(--indigo-deep); border-color: rgba(249,115,22,.25); font-weight: 600; }
.toc-num {
  width: 22px; height: 22px; border-radius: 6px; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-size: .65rem; font-weight: 700;
  background: var(--bg-2); color: var(--text-4);
  transition: all .2s;
}
.toc-item.active .toc-num { background: var(--indigo-deep); color: #fff; }
.toc-back {
  display: flex; align-items: center; gap: 7px;
  padding: 10px; border-radius: 8px; cursor: pointer;
  font-size: .76rem; font-weight: 600; color: var(--text-4);
  margin-top: 14px; padding-top: 14px;
  border-top: 1px solid var(--border);
  transition: color .2s;
}
.toc-back:hover { color: var(--indigo-deep); }

/* ── Terms content area ── */
.terms-content { min-width: 0; }

/* Section block */
.terms-section {
  background: #fff; border-radius: var(--radius-lg);
  border: 1.5px solid var(--border);
  overflow: hidden; margin-bottom: 20px;
  box-shadow: var(--shadow);
  transition: border-color .3s;
}
.terms-section:hover { border-color: rgba(59,130,246,.2); }

.terms-section-header {
  display: flex; align-items: center; gap: 16px;
  padding: 24px 28px;
  border-bottom: 1px solid var(--border);
  background: var(--bg);
}
.tsec-icon {
  width: 44px; height: 44px; border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; flex-shrink: 0;
}
.tsec-blue   { background: var(--teal-dim); }
.tsec-orange { background: var(--indigo-dim); }
.tsec-amber  { background: var(--rose-dim); }
.tsec-sky    { background: rgba(14,165,233,.1); }
.tsec-green  { background: rgba(5,150,105,.1); }
.tsec-purple { background: rgba(124,58,237,.1); }
.tsec-red    { background: rgba(239,68,68,.1); }

.tsec-heading {
  flex: 1;
}
.tsec-num {
  font-size: .67rem; font-weight: 700; letter-spacing: .1em;
  text-transform: uppercase; color: var(--text-4); margin-bottom: 2px;
}
.tsec-title {
  font-family: var(--font-h); font-size: 1.1rem; font-weight: 600;
  color: var(--text); line-height: 1.2;
}

.terms-section-body { padding: 28px; }

/* Prose */
.terms-p {
  font-size: .88rem; color: var(--text-3); line-height: 1.85;
  margin-bottom: 16px;
}
.terms-p:last-child { margin-bottom: 0; }
.terms-p strong { color: var(--text-2); font-weight: 600; }
.terms-p a { color: var(--indigo-deep); text-decoration: underline; text-underline-offset: 3px; }

/* Subheading inside section */
.terms-subh {
  font-family: var(--font-h); font-size: .95rem; font-weight: 600;
  color: var(--text); margin: 20px 0 8px;
}
.terms-subh:first-child { margin-top: 0; }

/* List */
.terms-list {
  display: flex; flex-direction: column; gap: 8px;
  margin-bottom: 16px;
}
.terms-list-item {
  display: flex; align-items: flex-start; gap: 10px;
  padding: 10px 14px; border-radius: 8px;
  background: var(--bg); border: 1px solid var(--border);
  font-size: .84rem; color: var(--text-2); line-height: 1.6;
  transition: all .2s;
}
.terms-list-item:hover { border-color: var(--indigo); background: var(--indigo-pale); }
.tli-dot {
  width: 18px; height: 18px; border-radius: 50%; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-size: .6rem; color: #fff; margin-top: 2px;
  background: var(--indigo-deep);
}

/* Highlight / callout box */
.terms-callout {
  display: flex; gap: 14px; align-items: flex-start;
  padding: 16px 18px; border-radius: 10px;
  margin-bottom: 16px;
}
.terms-callout-blue   { background: var(--teal-pale);   border-left: 3px solid var(--teal); }
.terms-callout-orange { background: var(--indigo-pale);  border-left: 3px solid var(--indigo-deep); }
.terms-callout-amber  { background: var(--rose-pale);    border-left: 3px solid var(--rose); }
.terms-callout-red    { background: rgba(239,68,68,.07); border-left: 3px solid #ef4444; }
.callout-icon { font-size: 1.1rem; flex-shrink: 0; margin-top: 2px; }
.callout-text { font-size: .83rem; color: var(--text-2); line-height: 1.7; }
.callout-text strong { display: block; font-weight: 700; margin-bottom: 3px; color: var(--text); }

/* Image placeholder section */
.terms-img-block {
  border-radius: var(--radius-lg); overflow: hidden;
  border: 1.5px solid var(--border); margin-bottom: 16px;
  box-shadow: var(--shadow);
}
.terms-img-placeholder {
  height: 220px;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 10px; position: relative; overflow: hidden;
}
.terms-img-placeholder::after {
  content: ''; position: absolute; inset: 0;
  background: repeating-linear-gradient(
    45deg,
    transparent,
    transparent 10px,
    rgba(255,255,255,.04) 10px,
    rgba(255,255,255,.04) 20px
  );
}
.tip-icon   { font-size: 2.8rem; position: relative; z-index: 1; }
.tip-label  {
  font-family: var(--font-h); font-size: 1rem; font-weight: 600;
  color: rgba(255,255,255,.9); position: relative; z-index: 1;
}
.tip-size   {
  font-size: .72rem; color: rgba(255,255,255,.55);
  position: relative; z-index: 1;
  background: rgba(0,0,0,.2); padding: 3px 10px;
  border-radius: 100px; backdrop-filter: blur(4px);
}
.terms-img-caption {
  padding: 10px 16px;
  background: var(--bg); border-top: 1px solid var(--border);
  font-size: .73rem; color: var(--text-4); display: flex;
  align-items: center; justify-content: space-between;
}
.terms-img-caption strong { color: var(--text-3); }

/* Two column grid for quick points */
.terms-two-col {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 10px; margin-bottom: 16px;
}
.terms-two-col-item {
  padding: 12px 14px; border-radius: 8px;
  background: var(--bg); border: 1px solid var(--border);
  font-size: .8rem; color: var(--text-2); line-height: 1.55;
  display: flex; align-items: flex-start; gap: 8px;
  transition: all .2s;
}
.terms-two-col-item:hover { border-color: var(--teal); background: var(--teal-pale); }
.ttci-icon { font-size: 1rem; flex-shrink: 0; }

/* Contact CTA at bottom */
.terms-contact-box {
  background: linear-gradient(135deg, #eff6ff 0%, #fff7ed 100%);
  border-radius: var(--radius-xl);
  padding: 48px 40px;
  text-align: center;
  position: relative;
  overflow: hidden;
  border: 1.5px solid #bfdbfe;
  margin-top: 20px;
  box-shadow: 0 4px 24px rgba(59,130,246,.08);
}
.terms-contact-box::before {
  content: ''; position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 60% 70% at 20% 50%, rgba(59,130,246,.07), transparent),
    radial-gradient(ellipse 50% 60% at 80% 50%, rgba(249,115,22,.07), transparent);
}
.terms-contact-box::after {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, #3b82f6, #f97316);
  border-radius: var(--radius-xl) var(--radius-xl) 0 0;
}
.terms-contact-box * { position: relative; z-index: 1; }
.tcb-icon { font-size: 2.5rem; margin-bottom: 14px; }
.tcb-title {
  font-family: var(--font-h);
  font-size: 1.6rem;
  font-weight: 300;
  color: #1e293b;
  line-height: 1.2;
  margin-bottom: 10px;
}
.tcb-title em {
  font-style: italic;
  background: linear-gradient(135deg, #1d4ed8, #f97316);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.tcb-sub {
  font-size: .88rem;
  color: #64748b;
  line-height: 1.7;
  margin-bottom: 24px;
}
.tcb-btns { display: flex; justify-content: center; gap: 12px; flex-wrap: wrap; }

/* ── Responsive ── */
@media (max-width: 1024px) {
  .terms-layout { grid-template-columns: 1fr; }
  .terms-toc    { position: static; display: grid; grid-template-columns: 1fr 1fr; gap: 4px; }
  .toc-title    { grid-column: 1 / -1; }
  .toc-back     { grid-column: 1 / -1; }
  .terms-two-col { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  .terms-hero         { padding: 88px 0 40px; }
  .terms-hero-inner   { grid-template-columns: 1fr; }
  .terms-hero-illustration { display: none; }
  .terms-section-header { padding: 18px 20px; }
  .terms-section-body   { padding: 20px; }
  .terms-contact-box    { padding: 36px 24px; }
}